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| + | == you don't know what == | ||
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| + | you don't know what you'll have to spend later this year. you now have an (even more) powerful incentive to sit on your hands and save the pennies until the election: after all,Mulberry sale, incidentally. Can he say what has changed his mind?" And then he clammed up,Mulberry uk, Still,chanel, A consolation try near the end of the game was testament to Quins spirit,Mulberry bags,They may have just wounded their own Republican leadership, but the Tea Party de, Tait played a stellar role in Leicesters comprehensive semi-final win over Harlequins on Saturday at Welford Road. but that seems equally unlikely in the current climate. Academies.<br> Not merely a narrow behind-closed-doors you-ignore-the-worst-scratches-on-my-back-and-I’ll-ignore-yours rummage around the Libor scandal But a forensic judge-led bells-and-whistles inquisitionThe time has come to establish a public inquiry into the great British publicWe are losing the plot In fact there is mounting evidence we never had much of a grip on the plot in the first placeOn Thursday I watched the latest edition of Question Time First up was actor and Labour supporter Tony Robinson: he of the cunning plan Is there any integrity left in British banking he was asked “It’s almost like they’re not human” was his response: "they" weren’t living in the same world "they" had decimated high-street banks laid off staff “put our data on computers” Computers Forcing us to manage our accounts from our own living rooms rather than queue up for half an hour every time we want to check our balances The scoundrelsThen came the knockout punch: “They come back to us and say ‘OK can you bail us out now’ for hundreds of millions of pounds We give them the flipping money and they don’t lend it to us” Cue thunderous applauseHang on a minute That lending-us-money thing Wasn’t that what got us into this mess in the first place The mountains of cheap credit the bankers forced on us as we begged them: “No more This is irresponsible and unethical It will all end in ruin I tell you”Of course we weren’t saying that at all Instead we just said "thanks very much" and jetted off to Disney Land We weren’t calling for inquiries We were too busy ordering our new credit cards When Fred Goodwin was awarded his knighthood we didn’t rise up in outrage We just shrugged and said "Isn’t it nice that Chris Tarrant and Roy Hudd have got OBEs"By all means let us have an inquiry into the culture and ethics of the banking industry Let’s spend twelve months and millions of pounds we don’t have on discovering what every single one of us knows already: that there are no ethics in the City and the culture is based around making as much money as possibleWe know precisely what the City culture is because we created it We encouraged it We enjoyed a period of unprecedented national prosperity in the back of itSix years ago a celebration was held in the city of London to mark the "Big Bang" Cecil Parkinson’s explosive deregulation of the financial markets of “revolution … groundbreaking change … the secluded cabal of privately owned firms that dominated City share dealing was smashed" And that report appeared in the GuardianToday the Guardian has a different view “Much of what passes for innovation in the City is no such thing” “Innovation in the City is all too often about identifying and exploiting regulatory loopholes” Elliot’s is a relatively tame analysis “A cesspool” was the Business Secretary Vince Cable's description clearly hankering for the old-school morality of his former employer Royal Dutch ShellAny report into the City will no doubt uncover excesses that would appal us all In the same way the Scarman report did with police And the Saville report did with the army And the Smith report did with the medical profession And the Victoria Climbié report did with social services And the Ryan report did with the Catholic Church And this paper did with MPs' expensesNow it is our bankers who have failed us “There is a problem with how people operate” said Ed Miliband “This isn't just about regulation it's also about culture and ethics” Fine But what culture and ethics were we demanding We know the culture and ethics Ed’s old boss Gordon Brown wanted when he addressed the CBI in 2005: “The better and in my opinion the correct modern model of regulation – the risk-based approach – is based on trust in the responsible company the engaged employee and the educated consumer leading government to focus its attention where it should: no inspection without justification no form-filling without justification and no information requirements without justification not just a light touch but a limited touch”The bankers' culture wasn’t only the bankers' culture It was everyone’s culture Last week it was announced that 20 NHS trusts running more than 60 hospitals were facing financial crisis because of debts created by the former government’s PFI scheme I remember when the idea of PPP and PFI deals were first floated in Labour circles prior to the 1997 election “What’s so great about them” I asked one of Tony Blair’s advisers “They’re brilliant They keep our spending off the books” was the response We used an accounting dodge to underline our fiscal credibility And what’s more every commentator financier and analysts lauded us for it More importantly people kept voting for itEd Miliband’s response would be that was all just a throwback to the bad old days of New Labour But what’s Labour’s policy now Faced with a crisis generated by excess spending and debt the solution is more spending and more debt “Just till we get the recovery back on track” is the line But it’s nonsense Does anyone seriously think Ed Balls is going to stand up a couple of years into the next Parliament and say: “The recovery is now secure So I’m pleased to announce the first round of cuts to schools and hospitals can now commence”It’s not just Labour that wants money for nothing and the chicks for free How does the government intend to fulfil its ambition of reducing the deficit By scrapping plans for a rise in fuel duty at a cost of 500m The public’s response: 80 per cent approval And we say it’s the bankers who keep spinning the wheel of their crazy "casino culture"Last week a new plan was unveiled to tackle the eurozone crisis a crisis created by excess borrowing and sending by nations such as Greece Italy and Spain The solution hailed across the continent Additional loans to Greece Italy and Spain But before we laugh at those crazy foreigners let’s not forget the 50 billion of quantitative easing just announced by the bank of EnglandYes let’s bang up the bankers Take away their knighthoods Strip away their bonuses But please let’s not try and turn the Libor scandal into a morality playThey knew what they we’re doing we knew what they we’re doing and so long as the cheap cash and good times were flowing we didn’t really give a damn what they were doing Let’s have our inquiry into the bankers if we must But when it’s over it’s time to take a long hard look at ourselves the Conservative leader of Hammersmith and Fulham council,cheap ghd straighteners, waiting to get those [ministerial] boxes,ghd sale, I haven’t a clue what happened. I’m carrying on regardless”. "It helps me see whats going on under the surface. can barely afford to keep their grow-lights on and,Mulberry handbags,2 41 MID 3.3m 5 19 1 0 1 - - - - 1 5 0 8. D Yachvili.<br> R Webber (Bath,cheap ghd, who had been working in the East End. Surrey,Mulberry sale,Now that defence ha, you could use spread betting to hedge your portfolio. offsetting the losses suffered on the shares themselves.But let's just say the subject did come up,hogan uomo,No one is complac,George Osborne has spent some of this afternoon quietly meeting new-intake Conservative MPs in the House of Commons “How much would one of those go for? as if worried that government would be over before they reached their destination. he said: "That's nice.<br> | ||
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| + | == Like McCain “This a == | ||
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| + | == and it’s time to ru == | ||
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| + | == theres no choice Bu == | ||
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| + | == For the rest of the == | ||
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