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| + | == Gucci Handbags What the New Credit Card Rules Mean for You == | ||
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| + | What the New Credit Card Rules Mean for You,Gucci Handbags<br><br>I have two Bank of America credit cards. The account says " We will not charge interest on Purchases on the next statement if u pay the New Balance Total in full by the Payment Due Date, and you had paid in full by the previous Payment Due Date. There is no grace period on new purchases of 21-25 days as with other credit card issuers. You must carry a zero balance for two months to avoid interest charges. If you want to pay off your balance in full,Gucci, the " New Balance Total" is not the total amt. due on your account. You will still be charged interest the next month if though you paid off the entire "New Balance Due" the month before by its due date.<br><br>Discover card does not care about their customers. We have excellent credit and they told us we can pay our total amount or be subject to an increase prior to the February 2010 CC laws changing. We couldn't pay the whole amount off so they assessed a 24.99 total interest rate plus a 18.99% to another portion of the total amount which was previously 6.99%. So every payment we make, now, over $100.00 goes to interest and it takes it twice as long to pay off. It is my fault for trusting them not to screw us. We closed the card and we keep paying. And one day it will be paid off and I will not ever get another Discover card again nor will I touch Discover with a 10' pole. I am recommending to everyone I know - stay away from Discover card. stay far far away.<br><br>I paid my Discover Card payment ONE DAY LATE!! They increased my interest rate to 24.99%!!! I have been a loyal Discover Card customer for 6 years, and they still did this to me. I am not saying they CAN'T do this. It is legal and my own fault for being late, but whatever happened to customer service? To rewarding excellent customers who just made a mistake once in 6 years? Needless to say,Gucci, I transferred my balance to Capital One,Gucci Outlet, where I can get a rate of 5.99% for one year. The Discover Card will be closed, and they will get a piece of my mind as well, although I know they don't care. But it will make me feel better! Believe me, I'll pay Capital One off in under a year and use my card ONLY for emergencies. | ||
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